Connect offer the following exclusive and semi-exclusive deals, that are only available when using a packager like ourselves and cannot be obtained by going to the lender directly. Read more about how our packaging service works. Keep checking this page, to review our weekly offers and the deal of the week.
► No minimum income for Professional Landlords.
► Properties needing refurbishment in good locations with strong rental demand.
► Shared Houses using room rents.
► Guarantor option for inexperienced landlords to buy HMOs.
► Undervalue transactions up to 90% LTV.
► Remortgages within 6 months.
► Guaranteed exit onto a Buy to Let Mortgage
► The Buy to Let Mortgage product chosen will remain available for 6 months from the Offer allowing customers the security of knowing what their monthly repayments will be once the refurbishment is complete.
►No mortgage repayments required whilst works are being completed
► 2 year fixed rate until 28/02/2021 of 2.99% followed by Family Building Society's Managed Mortgage Rate, currently 4.79% variable, for the remainder of the term.
► 5 year fixed rate until 29/02/2024 of 3.79% followed by the Family Building Society's Residential Investment Managed Mortgage Rate, currently 5.79% variable, for the remainder of the term. Product fee £1,499
► 5 year fixed rate until 29/02/2024 of 3.99% followed by the Family Building Society's Residential Investment Managed Mortgage Rate, currently 5.79% variable, for the remainder of the term. Product fee £249
► Loans available for purchase or remortgage of a buy to let property up to 70% LTV.
► Up to 80% LTV
► Individuals, limited companies or LLPs
► No minimum income, only 1 month's payslip + bank statement required
► Maximum age 80 at application
►75% Loan to Value
►Limited Company Only
►4%, 3% Early Repayment Charge
►No minimum income on loans under £1m
►Maximum loan term of 35 years
►Loan Size: £3m minimum loan
►Term: 12 months max
►Interest Rate: 0.6%pm
►Arrangement Fee: 2%
►Asset Type: residential, semi-commercial and HMO’s.
► Discharged bankruptcy from 12 months
► Current IVA’s, cleared on completion
► Accept 75% of benefit income (DLA, Carers Allowance, Child Benefit, WFTC) if 2 years remaining and not primary source of income
► Max 30% of household incom
► 48 hour turnaround
► Agricultural, Farms and Places of Worship considered
► No ERCs, low arrangement fees and rates from 3%
► Initial interest only periods available
► 3.44% 5 year fixed rate
► 75% LTV
► Available for limited companies
► Maximum loan £750K
► Up to 65% LTV outside EEA / Up to 75% LTV inside the EEA
► Properties with a value of £150k or higher (for non EEA only)
► Spouses who are non-British citizens can now be party to the mortgage
► First Time Landlords, HMO/MUBs accepted
► No minimum income, loan sizes up to £1,000,000
► Free valuation and legal re-mortgage products
► No credit score and some adverse accepted
► New build 5% builders deposit accepted
► Holiday Lets and Air BNB accepted
► Ex Local Authority and Deck Access considered
► Fixed rates for SPVs from just 3.38%
► Lowest ever rates from Precise, starting at 2.59%
► Generous historic adverse considered
► 85% LTV even for 1-year self employed
► 100% of working and child tax credits can be used as additional income
► Landlords with less than perfect credit profiles
► Affordability based on pay rate
► Available to individuals and Limited Companies
► Bespoke ICRs based on customer's circumstances from 125%
Do you think your client could match any of these offers?
Give us a brief outline of your client enquiry and we will come back to you quickly to let you know how we can help. If you would like to speak to us immediately, call us on 01708 676 123.