EXCLUSIVE DEALS

Connect offer the following exclusive and semi-exclusive deals, that are only available when using a packager like ourselves and cannot be obtained by going to the lender directly. Read more about how our packaging service works. Keep checking this page, to review our weekly offers and the deal of the week.

Deal of the WeekFoundationResidential Semi-Exclusive from Foundation Home Loans
► Max LTV 75% - 2.75% - 2 year fixed rate.
► Max LTV 85% - 3.29% - 2 year fixed rated.
► Max LTV 75% - 3.15% - 5 year fixed rate.
► Max LTV 85% - 3.75% - 5 year fixed rate.
► Foundation's Residential range is designed for clients who fail high street credit scores – for reasons other than adverse credit..

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Borrow more from TogetherTogether
► 4.99% 5-year fixed rate on first-charge residential mortgage at 75% LTV.
► Due to the longer term, your client may now fit the affordability calculator, enabling them to borrow a larger amount.
► Employed, self-employed, contract workers, zero hour contracts, retired, benefits and DWP accepted.
► Satisfactory explanations are required for arrears, defaults, CCJs and rent arrears but can be accepted.

Product guide

3.79% fixed rate for five years and 3.99% fixed rate for five years. Available for purchase or remortgage of a buy to let application on repayment or interest only basisFBS
► 2 year fixed rate until 28/02/2021 of 2.99% followed by Family Building Society's Managed Mortgage Rate, currently 4.79% variable, for the remainder of the term.
► 5 year fixed rate until 29/02/2024 of 3.79% followed by the Family Building Society's Residential Investment Managed Mortgage Rate, currently 5.79% variable, for the remainder of the term. Product fee £1,499
► 5 year fixed rate until 29/02/2024 of 3.99% followed by the Family Building Society's Residential Investment Managed Mortgage Rate, currently 5.79% variable, for the remainder of the term. Product fee £249
► Loans available for purchase or remortgage of a buy to let property up to 70% LTV.

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The Mortgage Lender launches BTL range for portfolio landlordsTML
► Up to 80% LTV
► Individuals, limited companies or LLPs
► No minimum income, only 1 month's payslip + bank statement required
► Maximum age 80 at application

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Buy-to-Let 2 Year Fixed Rate @ 2.99%Precise
►75% Loan to Value
►Limited Company Only
►4%, 3% Early Repayment Charge
►No minimum income on loans under £1m
►Maximum loan term of 35 years

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Bridge @ 0.6%pm up to 70% LTVOctopus Property
►Loan Size: £3m minimum loan
►Term: 12 months max
►Interest Rate: 0.6%pm
►ERCs: None
►Arrangement Fee: 2%
►Asset Type: residential, semi-commercial and HMO’s.

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Sapphire Packager ClubBluestone
► Discharged bankruptcy from 12 months
► Current IVA’s, cleared on completion
► Accept 75% of benefit income (DLA, Carers Allowance, Child Benefit, WFTC) if 2 years remaining and not primary source of income
► Max 30% of household incom
► 48 hour turnaround

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Will consider unusual commercial occupancy typesAtom Bank
► Agricultural, Farms and Places of Worship considered
► No ERCs, low arrangement fees and rates from 3%
► Initial interest only periods available

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Semi Exclusive BTL products at 3.44% fixed for 5 YearsFoundation Homeloans
► 3.44% 5 year fixed rate
► 75% LTV
► Available for limited companies
► Maximum loan £750K

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BTL Expats including Australia, Canada and AmericaVida Homeloans
► Up to 65% LTV outside EEA / Up to 75% LTV inside the EEA
► Properties with a value of £150k or higher (for non EEA only)
► Spouses who are non-British citizens can now be party to the mortgage
► First Time Landlords, HMO/MUBs accepted
► No minimum income, loan sizes up to £1,000,000

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Residential 90% LTVKensington
► Free valuation and legal re-mortgage products
► No credit score and some adverse accepted
► New build 5% builders deposit accepted

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BTL property and tenant flexibilityAxis Bank
► Holiday Lets and Air BNB accepted
► Ex Local Authority and Deck Access considered
► Fixed rates for SPVs from just 3.38%

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Residential Tier ‘0'Precise Mortgages
► Lowest ever rates from Precise, starting at 2.59%
► Generous historic adverse considered
► 85% LTV even for 1-year self employed
► 100% of working and child tax credits can be used as additional income

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BTL 4.49% 5 Year Fix RatePrecise Mortgages
► Landlords with less than perfect credit profiles
► Affordability based on pay rate
► Available to individuals and Limited Companies
► Bespoke ICRs based on customer's circumstances from 125%

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Do you think your client could match any of these offers?

Give us a brief outline of your client enquiry and we will come back to you quickly to let you know how we can help. If you would like to speak to us immediately, call us on 01708 676 123.


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